Simple Finance Review » Shopping Independent Consumer Reports Wed, 15 Jun 2016 20:56:16 +0000 en-US hourly 1 Extreme Couponing: How To Never Buy Anything Ever Again Sun, 14 Jul 2013 20:25:09 +0000 coupons-2-300x201

How much do you spend each time you walk into a grocery store? Depending on the size of your household and the appetites of those that are in it, some families can spend upwards of $300 in a single quick trip. However, did you know that there are some families that walk into a grocery store and leave without even opening their wallets with a full cart or more of groceries? Yes, it’s true! That is one of the large perks of being a dedicated extreme couponer.

If you are looking to cash in on some of the many benefits of couponing, and never buy anything again, then take a look at how you can get started saving thousands of dollars per year.

Start by clipping and collecting coupons – Coupons are literally everywhere! An extreme couponer will never overlook the opportunity to clip or collect a coupon, whether it comes from signing up for a grocery store card, cheap newspaper subscription or finding a couponing website to join. Anyway that you can get your hands on another bit of savings should be taken if you want to be successful.

Organize your coupon collection properly – Part of the challenge of being an extreme couponer is being extremely organized with your coupons. Not only do you have to read the fine print on everything you clip, but you want to keep them sorted based on expiration, the item for sale and locations where the coupon can be used at. It is not unheard of for extreme couponers to keep store advertisements and binders full of organized coupons at their disposal, even when they are in the grocery store.

Learn about the coupon policies at your local store – Because every store is different, you want to be sure to educate yourself on the coupon policies that they have available. Some stores offer certain days of the week where manufacturer coupons are doubled and others have a limit to the type of coupons they accept. These are all policies that you are going to need to know to make the most of your shopping experience.

Be prepared to buy in bulk – When you collect coupons and piggyback them onto in-store deals, you are likely to find that buying more at low (to non-existent!) prices is a smart decision. For instance, if you have ten $1.00 coupons for hand soap, and the grocery store has them on sale already for $1.00, you could walk out paying $0 for soap. Why wouldn’t you want to take advantage of the savings and use all ten coupons?

Plan your trip to the store – Trips to the grocery store as an extreme couponer should be properly planned. Go in with a list, coupons and time all in mind! It is even more helpful if you take someone who is patient, and not afraid to push a cart, with you. Make the most of your couponing and money by properly creating a strategy and calculating your estimated costs before you start shopping.

As you can see, true extreme couponing will take time and effort on your part. You might even have to enlist the help of your family and friends that are willing to save you coupons or pass along helpful information. All your efforts and all your hard work will certainly pay off though when the cashier at the grocery store tells you your lack of total at the end of your multi-cart shopping spree.

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6 Ways To Score FREE Makeup Fri, 10 May 2013 20:19:19 +0000 Makeup1-300x225We’ve all been there ladies. When money gets tight, we have to make some sacrifices with what we buy and sometimes that means cutting corners with our beauty products. But you probably didn’t know that that doesn’t have to be the case! There are actually several ways you can “cheat the system” to get your very own make up and beauty products for FREE. I haven’t paid for makeup in the past THREE YEARS. And I only wear top quality, premium cosmetics. Here’s how I do it:

Enroll in consumer testing panels. L’Oreal offers one here. but other cosmetics companies do as well. After you complete 5 surveys from L’Oreal, they will send you a free sample of one of their premium products. Plus, you can see if you qualify for a home study. I did a study on eye shadow and they sent me 9 different kinds! All I had to do was fill out a short survey every week and mail that in. At the end of the 9 weeks, they sent me a huge basket FULL of their products that was probably worth more than 300 dollars.

Join the Physician Formula’s Buzz-O-Meter Program. They don’t just send samples, but actually send out full-size demos of products from various companies and they just ask that you talk about the products with your friends.

Follow your favorites on Twitter or Facebook. Often, companies will have giveaways or sweepstakes where you can get free cosmetics just for being their “friend”. I’ve received several products this way from Clinique, Cover Girl, and MAC.

Check out Swagbucks. After you sign up on their site, you can earn “swag bucks” just by using their search engine. You can redeem the “swag bucks” at the “swag store” toward Christian Dior, Smashbox, and Aveda products.

Daily Deal Sites. Rue La La and Haute Look are just two of many daily deal sites out there that offer credit for referring your friends. If you tell your friends to sign up you can earn coupons, discounts and freebies just by recommending the sites.

Become a cosmetics reviewer. Cosmetics reviewers on youtube get tons of free products just for doing video reviews. Create a youtube account and start to review the products you already own, be sure to add your email to your page so that companies may contact you for “business inquiries”. You can also send emails to companies with a link to your channel and ask them to send you product in exchange for reviews.

These are just a few of the ways you can cheat the system to get free makeup. You can probably come up with more if you start to get in that mode of thinking.

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Pro Caulk Kit: For A Perfect Finish Fri, 06 Aug 2010 20:10:27 +0000 When you first bought (or constructed, for those of a more idealistic nature) your house, it probably seemed almost perfect. Sure the roof leaked when it rained hard and flushing turned off the heating system, but it is your castle and you love it. Now, this may hold true for a few years but after awhile things start to break down. This happens everywhere in the house and if you’re smart about it, you can handle most of the things that house maintenance provides without calling for a professional (and that said professional’s hefty fee) right away. For simple things, like your bathroom and kitchen’s caulking you can do it yourself and save a lot of money in the long run.

51WylJmiAJL-166x300The Pro Caulk Kit is a simple tool kit that has everything you need to put in or repair caulking around the house. It consists of a large tool is 4 edges that allow you to work with different angles to apply caulking. There is a second, smaller tool that serves the same function for smaller areas. The third is a mini-tool that allows you to reach very small places around the work area. It can work with any angle for a right 90 degrees to concave places. The kit is simple enough to use and as always the simple solutions are best. The Pro Caulk Kit is also very helpful for applying a variety of substances such as sealant or hobby putty. It is useful for projects around the house, hobbies and even on some jobs with car maintenance.

You don’t have to be a professional to make sure your house is in the best possible condition. You can just apply a little logic and with the right tools you can be your own handyman. The Pro Caulk Kit is a great addition to any tool set.

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Easy Sweeping with Swivel Sweeper G2 Thu, 05 Aug 2010 20:07:46 +0000 Cleaning is one thing that not many people are terribly fond of. There is just something about cleaning up after oneself that makes it more laborious than doing other things, say, gardening or fixing the car. However, it is a necessary effort. Otherwise, we would be better off living outside of houses. The good thing is that technology makes things easier. We made vacuums to help with the cleaning. What took hours to sweep up and dispose now takes a couple of minutes. Now, not even those are good enough. The vacuum has improved into the Swivel Sweeper G2.

SwivelSweeperG2-300x277The Swivel Sweeper G2 is a lightweight, cordless vacuum cleaner that has a versatile handle so that it can reach places that your heavy, unwieldy old vacuum cleaner never could. It makes things a lot easier and makes cleaning a lot faster. The first thing that got me going is how light it was. With only about 2 pounds of weight, the Swivel Sweeper G2 is easy to carry around. You can even use it for high places because of the lightness. That’s the next thing. It has great reach for a cordless vacuum. The handle and extension, along with the swivel action, help you get to those areas that are normally reserved for the hand vacuum. The best part, for me anyway, was the use of rollers for the vacuum head. With old vacuum cleaners, the wheels would eventually skew and get in the way of cleaning. The G2 uses rollers and make it easy to glide through flat surfaces.

The Swivel Sweeper G2, for all the extras, is a vacuum cleaner and it is a good one at that. It is powerful enough for almost anything your house has to offer, even doing a great job with carpets. So even if the novelty of the new vacuum cleaner and all its new capabilities wears off and vacuuming feels like work again, you can be sure that it will be faster and more efficient work than before.

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What is the Aqua Globe? Wed, 04 Aug 2010 20:03:46 +0000 Having a little green around the house is a good thing. I’m talking about plants, not money (if this were about money, then having a lot of green would be good). Plants have a great aesthetic effect in the home. They make it brighter and more comfortable and the break the monotony of seeing only non-living objects around you. They also serve as great sources of positive energy. Whether this is because of the carbon dioxide consuming and oxygen releasing function or more spiritual functions is totally up to you. The problem with plants, though, is that if you’re too busy for a long period of time, they suffer for it. Without constant care, you won’t have plants in the house for too long. This is especially true for those plants that need a constant supply of water. Using the Aqua Globe will help you take care of your plants better without having to jeopardize you busy schedule.
P33651BThe Aqua Globes are glass containers for your plants water supply. You place them in the plants pot soil and, when the soil dries up and releases oxygen, they will be triggered to release water into the soil. This ensures that the plant always has a constant supply of water while making sure that the soil is not overly moist. It can contain up to 10 days supply of water so you can put it in and be confident that you’re plants will get enough nourishment even when you’re not around. This product is great for busy people who have lots of plants around the house.

There are a few things to remember about the Aqua Globe, though. The device is heavy on top so make sure you have a big enough pot before using it. Also, place it where it won’t get hit by the noon time sun because the glass may magnify it and cause damage to the plant. Lastly, you can try to use water mixed with fertilizer in your Aqua Globe so you’re plants will grow even healthier.

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A Slice of iSlice Safety Cutter Tue, 03 Aug 2010 20:00:09 +0000 Probably the most popular cutting material ever is a pair of scissors. You can use it to cut through plastic bags, packaging, and all sorts of paper; but, you can’t always use it to open safety-sealed boxes or packaging . In these cases, you tend to use knifes and other sharp objects. However, let’s face it, accidents happen and the next thing you know, you have a nasty cut or stab on your hand, arms, etc. This may be minor for you but think about the children! They use scissors often for art projects and other school requirements, if this happens to them it would be very unfortunate, isn’t it? To think, they’re the ones who are more prone to accidents. Well, luckily, a revolutionary cutting tool has been created to avoid these safety hazards related to your usual cutting materials and they call it the iSlice Safety Cutter.

The iSlice Safety Cutter (as seen on the video) is a small tool that can cut through a lot of things: paper, cardboard, plastic, packages, etc. Not only is it effective in doing its job, it is also fairly easy to use and very, very handy. You can bring it with you anywhere you go because it’s not as bulky as a pair of scissors. But what’s amazing about the iSlice is that it is designed to only cut through the covering and not through the contents of the packaging. That’s why this is also good for cutting open safety-sealed products. It is also good for opening envelopes. Also, it is totally not dangerous to use because it absolutely can’t cut through your fingers or any part of your body, for that matter. Both adults and children can use it without difficulty or a safety hazard.

The iSlice is sold for a very low price of $4.85. You can order this product through online sellers or you can even find this at malls. You may want to check your hardware stores or book supplies to get a hold of your own iSlice Safety Cutter.

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Checking out the Get a Grip Handle Bar Mon, 02 Aug 2010 19:51:34 +0000 The Get a Grip Handle Bar would’ve helped you when this happened.

You are in the shower. You are enjoying a nice warm shower, thinking about that girl from the office who you finally worked up the courage to ask out. You have the perfect evening planned out, with a candlelit dinner and everything. Since you want to make a good impression, you’re pulling out all the stops. You’ve been a bit jittery so you’re running a little late, but it’s ok. As you are thinking about which shirt you should go with (the green one says you’re a laid-back, intelligent guy but the blue one shows off that gym time more), you slide the shower door aside and smack your face into the glass. The door is stuck and it is too slippery to use the groove that might as well have been made for elves because only they had fingers that could get in to it. With all the steam in there, you’ll be lucky if it dries fast enough for you to request changing the roses into an “I’m sorry” arrangement because that girl won’t be talking to you anytime soon.

41GJjhlYSKL._SL500_AA300_-150x150Having a grip on things is important, both figuratively and literally. The Get a Grip Handle Bar puts vacuum technology to good use by giving you a negative pressure grip on any flat surface you need it on. It holds up to an insane amount of force and leaves no marks when you take it down. You can use it in the bathroom, in the garage or anywhere else in the house and you can be sure that you’ll be safe. So get a grip and make it a good one. That date might have ended up badly anyway but at least you would have had a better story than “I got stuck in the shower”.

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Slap Chop Review Mon, 12 Jul 2010 19:48:24 +0000 How much time do you spend chopping all your ingredients for vegetable or fruit salads, or even your spices for cooking everyday food? It’s gotta be around 10-20 minutes. Now this is probably longer than cooking the actual dish. This would also be very inconvenient (and annoying) if you’re already very, very hungry; that you’d rather have fast food than having to cook real food that would take a longer time because of all the chopping, mincing, slicing, etc. Luckily, a great kitchen tool known as the Slap Chop has been invented.

Slap Chop, as its name suggests, is a tool that you can use to chop, mince, slice, etc. fruits and vegetables by just slapping it. Watch this commercial and find out how it it used.

Now isn’t that great and convenient? Not to mention, the commercial was so funny and convincing. What’s amazing about Slap Chop is that its blades are in a W-like form, unlike other similar tools that have blades positioned in an X-form which makes it hard to finely chop the ingredients. Also, as explained in the video, it is very easy to clean, without missing a spot because you can open it up to clean the blades.

Another wonderful thing about this product is that it is very easy to use. You don’t have to literally slap it with so much force to chop everything, but you can even use just one or two fingers to do the chopping. In less than a minute, you can already assemble your ingredients for a salad, a spread, or your favorite pizza toppings. It’s really very, very easy to use.

For the reasonable price of $19.95, you can get a Slap Chop and make chopping, slicing, mincing, etc. a whole lot easier and you can enjoy your home-cooked meals in no time.

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Shoes Under: The Perfect Tool for Shoe Lovers Sun, 11 Jul 2010 15:43:50 +0000 Having trouble keeping all your shoes together with such a limited space in your room? Worry no more! A very innovative piece of  contraption has now been invented for your shoe storage needs and it is called the Shoes Under. You don’t even have to have a lot of pairs to be able to appreciate how useful Shoes Under is. You can use it for all the shoe pairs you have at home and keep it all under one place where everyone can find it.

20090428191019648-300x284Shoes Under is shaped like a drawer with 12 divided compartments where you can store 12 shoe pairs. It is made up of a sturdy, box-like material, and the shoe compartments are covered with a transparent plastic-like materials so that you can see all your shoes inside. This way, it’ll be easy for you to pick out a pair for any outfit you might want to wear for the day. This cover is sealed with a zipper that’s been double-stitched to the body so that it’ll last long even if you keep opening and closing it everyday. It also keeps dust and moisture out.

What’s great about Shoes Under is that it doesn’t consume any space of its own. Rather, you can easily slip it under your bed or your closet. In other words, you can keep it anywhere as long as it fits. Unlike your conventional shoe racks or simply keeping your shoes in their boxes, Shoes Under doesn’t consume much space in your closet or on your bedroom floor. With its nylon handles, you can store it and pull it out from anywhere, whether you position it lengthwise or crosswise.

You can get not only one, but two Shoes Under for only $10. From it’s original price which is $19.99, they offer it at half price plus another one free. It’s really a great deal for all you shoe lovers out there. Or if you want, you can even store other things in it like socks, belts or anything as long as it fits the compartments.

In sum, Shoes Under is a wonderful alternative for big shoe dividers that costs more and takes a lot from your home space.

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Where To Get The Best Deals On Designer Jewelry Sat, 03 Jul 2010 15:40:29 +0000 b5When it comes to buying jewelry only suckers pay retail.  After all, the mark ups in the jewelry industry are some of the highest of any accessory’s out there.

What Does This Mean For Jewelry Buyers?

Well just that.  If the mark ups for a product are high than the mark downs can also be really low – If you know where to look that is.

And, one of those places is a new service called Bidz.  Bidz specialized in Jewelry auctions where they take name brand designer jewelry – the same sold at retail stores, and “auction” it off for pennies on the dollar.

Some lucky auction winners at are reporting winning auctions for jewelry normally priced in the $200 to $500 dollar range to be had at a 10th the price.

Jenny Carlson out of Las Vegas, Nevada – A place famous for cheaply bought “Pawned” jewelry, reported winning this bracelet for only $23!  This same bracelet can be found in retails store across the country for as much as $200 and sometimes even more.


Why Is Jewelry At Bidz Cheaper Than Everywhere Else?

Well after talking to the people behind we found that as a membership auction service, Bidz is allowed to sell their jewelry for under the “allowed” retail cost many other stores are not.

This give them the ability to mark down all kinds of bracelets and other accessories that every other type of store who sell the same cannot.

What Other Types of Jewelry Does Bidz Sell?

As is famous for it’s wide selection of designer bracelets, that’s certainly not all they have to offer.

In fact, it’s safe to assume to have one of the largest selections of ALL types of jewelry anyone can think to find on the internet. has hundreds of designer brand watches, Necklaces, Rings, Sunglasses, Earrings, accessories, men’s jewelry, and they even supply loose gemstones for those of you who like to make your own.

The amount of designer brands is also endless.  Bidz has alphabetical listings of hundreds of brands – just about anything you could ever think of finding at any other store.

But, that’s not even the best part. prices are so cheap just about anyone can find something because many of their auctions end with the winning bid under $5!  That means, no matter what your budget, if you want a new piece of jewelry, you can have a new real, designer piece for less than the cost of what it would take some people to drive out to the mall!

How To Buy At Bidz…

If you want to see exactly what Bidz has to offer, make sure you do it soon.  It’s been reported that to maintain their exceptionally low cost prices, may actually have to start charging for a membership!  Now, of course the price couldn’t be more than $50 a year like most other similar “shopping club” services, but if you think your going to be buying any type of new jewelry, get over to and create a free account while you still can.

Once set up, you’re in for life, so no matter what you’ll be free of any membership cost they “may” come up with.

Here’s the link to create a FREE account at

UPDATE! is now offering our users a $25 coupon simply for trying their service out

To claim yours, all you have to do is create a FREE account at using the above link.

If you plan on buying jewelry in the near future, make sure you take advantage of this offer.  When coupons like these come around, they don’t last long!

The coupon code for the special offer is:  BID25

It’s good for $100 dollar orders only, but don’t let that stop you from checking out some of their less expensive items as well.

Everything over there has a great price, so you can be sure you’re getting your money’s worth even if you don’t get to use the coupon.

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